http://www.credit-card-counseling.net/student-loan/ Here's how to get rid of your student loan debt faster. Apply for a student loan debt consolidation package and receive a fixed, reduced rate. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 So you have a student loan to pay off. Oh, what's that you say? Not just a student loan, but several of them? If that is the case, then you will probably be an excellent candidate for student loan consolidation. A reduced, fixed rate on your student loan You may qualify for a reduced, fixed rate when you apply to have your student loan debt conveniently bundled into one monthly payment. Your monthly payment will be lower than the sum of your existing payments when you apply for a federally guaranteed loan with a fixed rate. Where's the secret? The secret is in the fixed rate. A fixed rate enables the rate to remain consistent and low for the length of the loan. No matter how long it takes you to pay off your student loan debt, as long as you apply during the interim where a fixed rate is possible, you will keep that fixed rate for the life of repayment of your loan. A variable rate, on the other hand, is dependent upon the fluctuations in the economy. When the interest rate is driven up, you will pay a higher rate on your student loan. A fixed rate will take all the guess work out of that. Get out of debt quicker when you rely on a student loan consolidation plan and keep all the same rights and privileges you currently have with your existing loan holders. This will free up your money and time until you are completely liberated from the burden of student loan debt. Sat, 26 Jul 2008 15:00:00 EDT http://www.credit-card-counseling.net/student-loan/student-loan-consolidation/ Student loan consolidation is important for all consumers. Consider student loan consolidation if you find yourself in financial trouble. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0