http://www.credit-card-counseling.net/debt/debt-management/debt-management-service/ Debt management service: All you need to know to find a reliable debt management service is on this page. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Do you know what to look for when searching for a debt management service? It's not as simple as choosing a florist or a locksmith or something similar. It's not as generic as that. You have to do your homework. How to Find a Good Debt Management Service Ultimately, to get out of debt, you'll need to find an effective debt management program. But a good debt management program is only as good as the debt management service that administers it. Perhaps the best way to find a good debt management service is to call your creditors and see who they prefer to work with. This way you don't have to worry about if they will cooperate with the debt management service you choose. If several of your creditors happen to mention one in particular they like to work with, maybe that's the one you should go with. Another option if you don't want to make that call to your creditors is to surf the Internet. Search on the term debt management service. We found 10,700,000 results. Granted, some of these results include informational sites about debt management like this one, but there are thousands that also administer debt management programs. You'll find that many of thesedebt management services have online forms you can complete and submit. Do this for a handful of these companies and within 24 hours, you'll get recommendations and offers from them that you can compare and contrast before making your final decision. Once you've narrowed the field down to just a few, it's time to ask more in-depth questions, like: Are they nationally certified and accredited? Do they have a physical street address, not just a post office box? (Most fly-by-night companies only have a post office box and no physical street address.) Are your creditors willing to work with them? How long have they been in business? (Keep in mind the industry has only been around 10-15 years. The longer a company has been in business, the better.) Do they have a proven track record of success? Are they ready and willing to answer any questions you have? Do your homework and get the right answers to these questions, and you'll have great success when choosing a debt management service. Knowledge is power, people, and you stand to gain a whole heck . a lot of power if only you would take advantage of the resources that will lead you right to the debt management solution Sat, 26 Jul 2008 15:00:00 EDT